Track better,
grow faster.
The all-in-one workspace to run your business — send professional invoices, track every expense and grow with AI-driven insights.
Trusted by growing businesses across Ghana
Total revenue
GHS 128,540.00
Paid invoices
Outstanding
GHS 12,300
Built for businesses across Africa and beyond
Everything you need
One workspace to run your business finances.
Replace spreadsheets, WhatsApp threads and receipts in shoeboxes with a professional platform your customers will trust.
Instant branded invoices
Add your logo, send by WhatsApp or email, get paid faster.
Live financial dashboard
Cash flow, income, expenses and outstanding invoices — updated in real time.
Bank-grade security
Encrypted at rest and in transit, verified emails and breach-checked passwords.
Multi-business ready
Run several businesses from one login, each with its own branding and currency.
Own your data
Your financial data belongs to you. Export anytime as CSV or PDF, no lock-in.
Live human support
Real people, not bots. Chat with our team from any page, any time.
Security first
Your business data, protected.
Spendles is built on modern, audited infrastructure with encryption, row-level access control, verified emails and breach-checked passwords.
- Email verification required for every new account
- Passwords checked against 900M+ known breaches
- Row-level security — you only ever see your own data
- TLS everywhere, encrypted database backups
Your data, protected by default
Every account gets encrypted storage, breach-checked passwords and one-click session revocation.
Create secure accountPricing built for Ghanaian SMEs
Pick a plan that grows with you.
Start free. Upgrade anytime. Save with annual billing.
| Compare plans | Free For students and micro businesses Free Get started free | Starter Get organised — perfect for sole proprietors GHS 50/month Choose Starter | Grow Popular Understand and grow your business GHS 129/month Choose Grow | Business Run smarter — for growing teams GHS 219/month Choose Business |
|---|---|---|---|---|
| Invoicing | ||||
| Invoices per month | 5 | 25 | 200 | Unlimited |
| Branded PDF invoices | — | |||
| Payment reminders (manual) | — | |||
| Email reminders (automated) | — | — | ||
| WhatsApp reminders (automated queue) | — | — | ||
| Money management | ||||
| Expense tracking | ||||
| Unlimited expenses | — | — | ||
| Client records | — | |||
| Cash flow | — | |||
| Profit & Loss | — | |||
| Budgets | — | — | ||
| Insights & reporting | ||||
| Dashboard | ||||
| Reports | — | |||
| AI insights | — | — | ||
| Business Health Score | — | — | Basic | Advanced |
| Advanced analytics | — | — | — | |
| Team & support | ||||
| Users | 1 | 1 | 3 | Multi-user |
| Branch management | — | — | — | |
| Priority support | — | — | — | |
Refer businesses, earn 20% commission for 3 months
Share your personal referral link with business owners. When they subscribe, you earn a fifth of everything they pay Spendles in their first three months — paid straight to your mobile money or bank account.
Questions? Talk to a real human.
Open the live chat at the bottom right — we're here to help.